Deprecated: Assigning the return value of new by reference is deprecated in /data/18/2/26/95/2352747/user/2582806/htdocs/cfbforms/cake_core/cake/libs/debugger.php on line 88
Deprecated: Assigning the return value of new by reference is deprecated in /data/18/2/26/95/2352747/user/2582806/htdocs/cfbforms/cake_core/cake/dispatcher.php on line 188
Deprecated: Assigning the return value of new by reference is deprecated in /data/18/2/26/95/2352747/user/2582806/htdocs/cfbforms/cake_core/cake/libs/router.php on line 142
Deprecated: Assigning the return value of new by reference is deprecated in /data/18/2/26/95/2352747/user/2582806/htdocs/cfbforms/cake_core/cake/libs/controller/controller.php on line 373
Deprecated: Assigning the return value of new by reference is deprecated in /data/18/2/26/95/2352747/user/2582806/htdocs/cfbforms/cake_core/cake/libs/controller/controller.php on line 412
Deprecated: Assigning the return value of new by reference is deprecated in /data/18/2/26/95/2352747/user/2582806/htdocs/cfbforms/cake_core/cake/libs/controller/controller.php on line 640
Deprecated: Assigning the return value of new by reference is deprecated in /data/18/2/26/95/2352747/user/2582806/htdocs/cfbforms/cake_core/cake/libs/controller/component.php on line 131
Deprecated: Assigning the return value of new by reference is deprecated in /data/18/2/26/95/2352747/user/2582806/htdocs/cfbforms/cake_core/cake/libs/view/view.php on line 854
Deprecated: Assigning the return value of new by reference is deprecated in /data/18/2/26/95/2352747/user/2582806/htdocs/cfbforms/cake_core/cake/libs/class_registry.php on line 63
Warning (2): session_start() [function.session-start]: Cannot send session cookie - headers already sent by (output started at /data/18/2/26/95/2352747/user/2582806/htdocs/cfbforms/cake_core/cake/libs/controller/controller.php:412) [CORE/cake/libs/session.php, line 154]
$this->__initSession();
session_cache_limiter ("must-revalidate");
session_start();
header ('P3P: CP="NOI ADM DEV PSAi COM NAV OUR OTRo STP IND DEM"');
session_start - [internal], line ??
CakeSession::__construct() - CORE/cake/libs/session.php, line 154
SessionComponent::__construct() - CORE/cake/libs/controller/components/session.php, line 54
Component::_loadComponents() - CORE/cake/libs/controller/component.php, line 131
Component::init() - CORE/cake/libs/controller/component.php, line 65
Controller::_initComponents() - CORE/cake/libs/controller/controller.php, line 334
Dispatcher::dispatch() - CORE/cake/dispatcher.php, line 304
[main] - APP/webroot/index.php, line 94
Warning (2): session_start() [function.session-start]: Cannot send session cache limiter - headers already sent (output started at /data/18/2/26/95/2352747/user/2582806/htdocs/cfbforms/cake_core/cake/libs/controller/controller.php:412) [CORE/cake/libs/session.php, line 154]
$this->__initSession();
session_cache_limiter ("must-revalidate");
session_start();
header ('P3P: CP="NOI ADM DEV PSAi COM NAV OUR OTRo STP IND DEM"');
session_start - [internal], line ??
CakeSession::__construct() - CORE/cake/libs/session.php, line 154
SessionComponent::__construct() - CORE/cake/libs/controller/components/session.php, line 54
Component::_loadComponents() - CORE/cake/libs/controller/component.php, line 131
Component::init() - CORE/cake/libs/controller/component.php, line 65
Controller::_initComponents() - CORE/cake/libs/controller/controller.php, line 334
Dispatcher::dispatch() - CORE/cake/dispatcher.php, line 304
[main] - APP/webroot/index.php, line 94
Warning (2): Cannot modify header information - headers already sent by (output started at /data/18/2/26/95/2352747/user/2582806/htdocs/cfbforms/cake_core/cake/libs/controller/controller.php:412) [CORE/cake/libs/session.php, line 155]
$this->__initSession();
session_cache_limiter ("must-revalidate");
session_start();
header ('P3P: CP="NOI ADM DEV PSAi COM NAV OUR OTRo STP IND DEM"');
$this->__checkValid();
header - [internal], line ??
CakeSession::__construct() - CORE/cake/libs/session.php, line 155
SessionComponent::__construct() - CORE/cake/libs/controller/components/session.php, line 54
Component::_loadComponents() - CORE/cake/libs/controller/component.php, line 131
Component::init() - CORE/cake/libs/controller/component.php, line 65
Controller::_initComponents() - CORE/cake/libs/controller/controller.php, line 334
Dispatcher::dispatch() - CORE/cake/dispatcher.php, line 304
[main] - APP/webroot/index.php, line 94
Deprecated: Assigning the return value of new by reference is deprecated in /data/18/2/26/95/2352747/user/2582806/htdocs/cfbforms/cake_core/cake/libs/model/model.php on line 388
Deprecated: Assigning the return value of new by reference is deprecated in /data/18/2/26/95/2352747/user/2582806/htdocs/cfbforms/cake_core/cake/libs/model/model.php on line 632
Deprecated: Assigning the return value of new by reference is deprecated in /data/18/2/26/95/2352747/user/2582806/htdocs/cfbforms/cake_core/cake/libs/model/connection_manager.php on line 84
Deprecated: Assigning the return value of new by reference is deprecated in /data/18/2/26/95/2352747/user/2582806/htdocs/cfbforms/cake_core/cake/libs/model/connection_manager.php on line 107 Community First Bank
Real Estate Loans
Community First Bank offers you a broad and complete range of mortgage services and products to make your home purchase or refinance experience as smooth as possible. Our mortgage experts will work with you to match the right mortgage to your financial circumstances.
Fixed Rate Mortgage
We offer a variety of fixed rate and no-point programs. Contact Mike Grant 456-4359 or
Pam Day 456-4277 for rate information.
Adjustable Rate Mortgage (ARM)
The interest rate on an Adjustable Rate Mortgage adjusts periodically over the life of the loan at predetermined dates. ARM programs are designed to provide lower monthly payments in the first years of the loan. Rate caps are built into the program to insure against dramatic changes in payments.
Several ARM loans are available. The initial rate is fixed for 1, 3, or 5 years (whichever one you choose) and after that time, the rate may change a maximum of 2% per year with a 6% lifetime cap. Our one year ARM has a 2/6 cap which means the rate can change up to 2% every year with a 6% maximum increase over the life of the loan. Contact Mike Grant 456-4359 or Pam Day 456-4277 for rate information.
Residential Construction Loans
Community First Bank is a leader in assisting builders and individuals in the construction of their dream home. We offer flexible financing options, such as interest only payments during the construction process and convenient draw schedules for builders.Contact Mike Grant 456-4359 or Pam Day 456-4277 for more information.
