CD/IRA
CD/ IRA RATES
Grow your savings with confidence. Whether you’re planning ahead with a CD (Certificate of Deposit) or building your future with an IRA (Individual Retirement Account), we’ve got options that work as hard as you do.
CD/IRA Specials
Interest Rate
APY*
7 months**
4.21%
4.30%
13 months
4.16%
4.25%
17 months
3.92%
4.00%
33 months
3.68%
3.75%
59 months
3.20%
3.25%
** 7 month term not available for IRA.
Standard CD Rates
Interest Rate
APY*
30 Days***
3.44%
3.50%
3 months
3.54%
3.60%
6 months
1.49%
1.50%
12 months
2.23%
2.25%
18 months
2.23%
2.25%
24 months
2.23%
2.25%
36 months
2.23%
2.25%
48 months
2.23%
2.25%
60 months
2.23%
2.25%
***$25,000 minimum deposit to open account.
Standard IRA Rates
Interest Rate
APY*
12 months
2.23%
2.25%
18 months
2.23%
2.25%
24 months
2.23%
2.25%
36 months
2.23%
2.25%
48 months
2.23%
2.25%
60 months
2.23%
2.25%
Must be 18 or over, a US citizen or resident alien with a valid taxpayer identification number (TIN), and be located in Indiana to apply online. Contact Community First Bank for details.
*APY- Annual Percentage Yield. APY is effective as of 5/9/2025 and is subject to change without notice. Minimum balance to open account and obtain APY is $1,000. Early withdrawal may be subject to penalty. Fees may reduce earnings on the account.
*APY- Annual Percentage Yield. APY is effective as of 5/9/2025 and is subject to change without notice. Minimum balance to open account and obtain APY is $1,000. Early withdrawal may be subject to penalty. Fees may reduce earnings on the account.
Interested in learning more about how to save for retirement? Contact our Investment Department!
