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Personal Loans

At Community First Bank, we offer a variety of personal loans with a friendly, local banker there to help you through the process. If you’re looking to purchase or refinance a car, motorcycle, boat, RV, trailer, or power sport vehicle, our team will work to provide competitive rates and flexible term options so you can get started on your next adventure. We also offer unsecured personal loans for life’s unexpected expenses.

Explore Our Personal Loan Options

  • Purchase or refinance a new or used vehicle with us!
  • 2008 and newer vehicles 
  • Up to 100% of dealer invoice/dealer purchase agreement
  • Use our interactive Auto Loan Affordability Calculator to explore how much car you can afford based on payment preferences.
  • Purchase of refinance of new or used motorcycle
  • 2008 and newer motorcycles
  • Up to 90% of dealer invoice / purchase agreement
  • Purchase or refinance of new or used boats up to 10 years old

  • New purchase up to 100% of dealer / purchase agreement

  • Used up to 90% of the lesser of the purchase agreement or NADA clean retail value

  • Terms up to 10 years

  • Purchase or refinance of new or used motorhome, camping or cargo trailers up to 10 years old
  • Up to 5 years old

  • 90% of purchase price or NADA clean retail value

    • ATV (all-terrain vehicles)

    • UTV (utility-terrain vehicles)
    • Wave Runners
    • Golf Carts
    • Yard Tractors
  • Personal loan secured with your Community First Bank Savings account or Certificate of Deposit
  • Helpful for those looking to establish or re-establish credit
  • $3,000 minimum

  • Personal loan option to help with almost any need that may arise, including large purchases and home improvements
  • For those needing funds that may not be able to secure a loan with collateral
  • $3,000 minimum, $25,000 maximum

Want to Learn More?

Complete the contact form below and a local banker will reach out to you. 

  • Please list the email or phone number that you would like to be contacted at.
  • Please indicate which type of loan you are looking for:

Ready to Apply?

Stop by any of our banking centers and bring in the following items to get your application started: (1) Valid Photo I.D. (2) Proof of Income (3) Proof of Insurance

*additional items may be required

Ready to apply? Stop into any of our branches & bring in the following items to get your application started!

*Additional items may be required

Need Help?

Our financial literacy center houses interactive calculators, virtual coaches, and helpful articles to learn more about borrowing and credit. 

While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.

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