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CFB Launches “Small Change, Big Impact” Campaign to Support Community During Penny Phase-out

January 14, 2026 – Community First Bank (CFB) is proud to announce the launch of its “Small Change, Big Impact” campaign, an initiative designed to help ease the transition as the nation moves away from the penny. Most pennies quickly leave circulation, often ending up in jars and drawers, which contributes to ongoing shortages in local economies. In fact, households across the country are holding onto an estimated $60 to $90 in coins, according to the Federal Reserve. 

To help keep small change in circulation and support local businesses, CFB invites customers and community members to participate in the “Small Change, Big Impact” campaign now through February 13, 2026. Community members can bring in pennies to exchange, and in return, participants will receive a coupon card featuring special offers from beloved local businesses. In Howard County, these include PF Hendricks, Olive Tree Boutique, and PASTArrific. In Hamilton County, participating businesses are Rivet, Turn the Page, and Big Hoffas. 

To add to the excitement, anyone who brings in at least 25 pennies will be entered into a drawing for a local prize basket valued at $350* 

CFB’s “Small Change, Big Impact” campaign is a way to keep small change circulating locally, support neighborhood businesses, and foster community spirit. As a community bank, CFB is committed to helping local businesses thrive, especially during times of change. 

To find a branch near you, visit CFBindiana.com/locations. Note: The One Concourse branch in Fishers can accept loose pennies up to $1. All other coinage must be rolled before deposit or exchange. This limitation applies only to the Fishers location; other branches do not have this restriction. 

About the bank: Community First Bank of Indiana was chartered in 2003 in Kokomo, Indiana and is committed to keeping outstanding customer service, local decision-making, and relationship-building at its core. The locally owned and operated bank currently has 9 offices throughout Fishers, Indianapolis, Kokomo, Noblesville, and Westfield. Bank mission: We partner with you to build a better future. Additional information can be found at CFBIndiana.com. Member FDIC.

*Prize drawing details: Enter at any Community First Bank of Indiana (CFB) branch by bringing in 25 pennies or more between 1/12/26 and 2/13/26 and you’ll be entered to win a drawing to be held on 2/17/26 for the gift basket. The winner will be selected by random. Limit 1 entry per person. No purchase necessary. Purchase does not enhance the chance of winning. The odds of winning depends on the number of entries received. Must be 18 years or older and an Indiana resident. Both customers and non-customers of CFB are eligible to win. Employees and directors of CFB and immediately family members or those living in the same household are not eligible to enter. Void where prohibited. If you wish to enter without bringing in pennies, please send a 3×5 card with your name/address/phone to: Community First Bank, Attn: Marketing Department; 201 W Sycamore St, Kokomo, IN, 46901. Winner will be contacted by email and/or phone and announced on social media. Alternate winner will be selected if original winner cannot take possession of prize by or forfeits by 2/27/26. Offer subject to change without notice.